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VICBOSA brings boda boda riders together to save, support one another, and grow.

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Welcome to VICBOSA — the Vihiga County Boda Boda SACCO Society Limited.

Build More From Your Savings

Structured SACCO savings help riders prepare, plan, and grow with confidence.

Consistent Member Savings

Emergency Preparedness

Family & School Fees Planning

Future Asset Ownership

Know About VICBOSA Member Savings

VICBOSA member savings are designed to help riders and transport operators build discipline, prepare for everyday financial needs, and participate actively in the SACCO. Through consistent savings, members strengthen their own financial stability while also supporting the cooperative’s shared capacity.

Savings are part of responsible SACCO participation. They do not automatically guarantee loan approval, but they may support a member’s participation record under approved SACCO policies.

Member Savings Benefits

Savings help VICBOSA members prepare for today while building long-term financial strength.

Savings Discipline

Helping members build the habit of setting money aside consistently.

Financial Stability

Supporting riders to prepare for emergencies, repairs, family needs, and future plans.

SACCO Participation

Strengthening the cooperative through active member deposits and shared financial capacity.

Credit Readiness

Helping members build a responsible financial record that may support future SACCO credit consideration under approved policies.

Family & Welfare Planning

Encouraging members to plan for household, education, health, and welfare needs.

Long-Term Empowerment

Supporting riders to move from daily cash pressure toward asset ownership, business growth, and economic security.

Who Savings Are For

VICBOSA savings are designed for members and groups participating in the SACCO through approved onboarding.

  • Boda boda riders
  • Transport operators
  • Rider groups
  • Corporate / group members
  • Stakeholders supporting the boda boda sector

Membership and savings participation are subject to SACCO onboarding requirements and applicable policies.

Savings & Membership Requirements

Members should confirm current onboarding and savings requirements with the VICBOSA office.

Basic Member Details

  • National ID copy
  • KRA PIN
  • Next of kin details

Membership Form

  • Fully completed membership form
  • Applicable registration fee
  • Current contact details

Member Records

  • Passport-size photos
  • Member account/passbook details where applicable
  • Updated SACCO records

Savings Guidance

  • Confirm current savings requirements at the SACCO office
  • Ask about deposits, shares, and member participation requirements
  • Keep receipts and records updated

Savings Guidance

Confirm current savings requirements directly with the VICBOSA office.

Saving With VICBOSA

  • Savings requirements may be updated by the SACCO from time to time.
  • Members should confirm current deposit, share, and participation requirements at the office.
  • Members should keep receipts, records, and contact details updated.
  • Savings help build discipline and participation history but do not automatically guarantee loan approval.
  • Credit and asset financing inquiries follow approved SACCO policies and procedures.

Member FAQ’s

Do savings automatically qualify me for a loan?

No. Savings may support a member’s SACCO participation record, but all credit inquiries follow approved SACCO policies and procedures.

Where can I confirm current savings requirements?

Visit or contact the VICBOSA office for current membership and savings requirements.

Can groups save through VICBOSA?

Eligible groups may inquire through the SACCO office and confirm current onboarding requirements.

Can I join first before I start saving?

Interested riders and groups should contact the SACCO office to confirm onboarding steps, membership requirements, and savings guidance.

How to Start Saving

  1. 1

    Join VICBOSA as a member.

  2. 2

    Confirm current savings and deposit requirements at the SACCO office.

  3. 3

    Start making regular member savings contributions.

  4. 4

    Keep your member records updated.

  5. 5

    Participate in SACCO education, welfare, and financial planning activities.

Savings and Membership

Savings are part of responsible SACCO participation. Members are encouraged to save consistently, stay active, and engage with VICBOSA’s member programs.

Savings do not automatically guarantee loan approval; all credit and asset financing inquiries follow SACCO policies and approved procedures.

Start Building Your Savings Discipline

Join VICBOSA and become part of a SACCO helping riders save, organize, access support, and build long-term economic security.

Visit or Contact VICBOSA

Visit the Office

Juakali site, Manyatta, Vihiga Sub-County, along Kisumu–Kakamega Highway

Google Maps reference: 3P7C+H33, A1, Kisumu